We have come a long way, baby! Just knowing there were some truly strong, fabulous women who stand out in history like Eleanor Roosevelt, Harriet Beecher Stowe, Juliet Lowe and thousands of others, keeps on inspiring me to be the best I can be.
However, we still make statements that convey our underlying fear that we, as a group, still cannot make decisions that are important to us. Just the other day, while sitting down with a client who taking the first step to creating her wealth accumulation plan, said she didn't have a husband to make the decisions for her.
Ladies!!! This is not acceptable in any way! We live longer and manage the household and WE STILL believe men are the only humans who can make financial decisions????
Your well-being is important now and later. If you are married, you and your partner should be actively engaged in making sure YOU BOTH have an adequate life plan for now and later. And, if you haven't yet tied the knot, you should have a life plan that takes into consideration that you still have a present and a future with or without a husband.
Please take the time to consider your life and all the fabulous things you give to this world as a woman and know how precious your contribution is to everyone you touch. Take care of yourself first: you can't save the person next to you on the plane unless you take the oxygen mask first!
If you want a little help on getting started on your financial gameplan, you can always contact me at: debtcure123@gmail.com and I can help you find a personal finance coach near you!
As always, send me a comment, concern or suggestion anytime.
Live, Love and Laugh Deeply!
~jax
Showing posts with label financial planning. Show all posts
Showing posts with label financial planning. Show all posts
Thursday, March 11, 2010
Tuesday, June 2, 2009
How Prepared Are You?
Have you seriously checked your preparedness to weather financial challenges for you and your family?
It's truly easier than you think and I know many people put off taking a good hard look at that part of their life because it's scary. Who really wants to think about the negative things that can occur in your life?
Here are some really easy tips you can use as a guide to test your family's financial fitness in this article, "8 Things To Do Before You Invest Your Money". Many of these tips are truly common sense like developing your emergency fund once you know what your budget limits are monthly.
I don't agree with several points in the article such as dropping your broker once you think you're up on the financial news. Unless you have lots of time to devote to scouring the sources of financial information, you should always have a professional adviser to help you make the best decision for you.
Take a few moments to give it your attention and give yourself a chance to have peace of mind, personal control over your future and the path to hit those goals you have for your family.
If you have any questions or comments, please let me know your thoughts. I'd love to hear them.
TTFN ~ Jax
It's truly easier than you think and I know many people put off taking a good hard look at that part of their life because it's scary. Who really wants to think about the negative things that can occur in your life?
Here are some really easy tips you can use as a guide to test your family's financial fitness in this article, "8 Things To Do Before You Invest Your Money". Many of these tips are truly common sense like developing your emergency fund once you know what your budget limits are monthly.
I don't agree with several points in the article such as dropping your broker once you think you're up on the financial news. Unless you have lots of time to devote to scouring the sources of financial information, you should always have a professional adviser to help you make the best decision for you.
Take a few moments to give it your attention and give yourself a chance to have peace of mind, personal control over your future and the path to hit those goals you have for your family.
If you have any questions or comments, please let me know your thoughts. I'd love to hear them.
TTFN ~ Jax
Monday, March 9, 2009
What We See Depends Mainly On What We Look For
Getting the Best Financial Coach on Your Team!
"What we see depends mainly on what we look for." M. Sloane, PhD
Yes, it is a strange way to start a blog post laying out some basics for finding your financial adviser, however, pretty appropriate when you take a look at what you want to change in your present. If your primary business is not financial services, you can better leverage your time by utilizing someone trained to coach you in your finances while you do what is most necessary to earn income. Sort of like going to the gym and trying to figure out where to start...You need a personal trainer to help you get the best results!
Just what do you need to know to make sure you have the right financial coach? A note here: the right person is a coach helping you and supporting to achieve the best result based on your needs, expectations and goals for your future!
You are a team working for you to help make the right decisions. You must be part of the process since it is your future we're talking about, ok?
The basics you look for should be on the following list, however, there are other more specific areas you should address when you sit down with them.
6 Basics for Choosing Your Financial Adviser
1 - The best way to determine the right person for you is on a referral from people you trust. The financial adviser's credibility relies upon the work they have done with someone who is influential in your life.
2 - Ask questions! If you don't ask questions, it is more difficult for them to fit the solution to your needs. If they don't understand your needs and goals, interview another until you do.
3 - Will they prepare a comprehensive plan for you, how much will it cost you and what is the process to implement the recommendations? It could cost you to obtain the plan, to implement the recommendations or to even to consult with the adviser.
4 - What is the level of transparency of the financial adviser? Do they give you full disclosure of all the services and products they offer you? Can you do due diligence of the company and check their track record through independent sources?
You want to be comfortable that the company has a reputation of note and you are able to contact someone to verify accounts.
5 - Make sure their specialty and your needs are the same! Every adviser doesn't have services in every area - ie, insurance, investments, mortgages, trust planning, etc. Get one that can serve as many of your needs as possible.
6 - Are you willing to take advice from this person whose job it is to coach you on your finances? No financial adviser can coach you well if you are not ready to take action or are resistant to change. We want our clients to be our friends and trust that we have your best interest at heart.
So these are just a few ideas to start off your search for the right person and right results.
I am always available to answer your questions if you need more help!
TTFN~
Jax
"What we see depends mainly on what we look for." M. Sloane, PhD
Yes, it is a strange way to start a blog post laying out some basics for finding your financial adviser, however, pretty appropriate when you take a look at what you want to change in your present. If your primary business is not financial services, you can better leverage your time by utilizing someone trained to coach you in your finances while you do what is most necessary to earn income. Sort of like going to the gym and trying to figure out where to start...You need a personal trainer to help you get the best results!
Just what do you need to know to make sure you have the right financial coach? A note here: the right person is a coach helping you and supporting to achieve the best result based on your needs, expectations and goals for your future!
You are a team working for you to help make the right decisions. You must be part of the process since it is your future we're talking about, ok?
The basics you look for should be on the following list, however, there are other more specific areas you should address when you sit down with them.
6 Basics for Choosing Your Financial Adviser
1 - The best way to determine the right person for you is on a referral from people you trust. The financial adviser's credibility relies upon the work they have done with someone who is influential in your life.
2 - Ask questions! If you don't ask questions, it is more difficult for them to fit the solution to your needs. If they don't understand your needs and goals, interview another until you do.
3 - Will they prepare a comprehensive plan for you, how much will it cost you and what is the process to implement the recommendations? It could cost you to obtain the plan, to implement the recommendations or to even to consult with the adviser.
4 - What is the level of transparency of the financial adviser? Do they give you full disclosure of all the services and products they offer you? Can you do due diligence of the company and check their track record through independent sources?
You want to be comfortable that the company has a reputation of note and you are able to contact someone to verify accounts.
5 - Make sure their specialty and your needs are the same! Every adviser doesn't have services in every area - ie, insurance, investments, mortgages, trust planning, etc. Get one that can serve as many of your needs as possible.
6 - Are you willing to take advice from this person whose job it is to coach you on your finances? No financial adviser can coach you well if you are not ready to take action or are resistant to change. We want our clients to be our friends and trust that we have your best interest at heart.
So these are just a few ideas to start off your search for the right person and right results.
I am always available to answer your questions if you need more help!
TTFN~
Jax
Tuesday, March 3, 2009
Bring Sexy Back To Your Home Business
Hello again! I found some really exciting stuff for my friends who have a Home or Small Business that I want to share with them. Okay, I admit it...I find it exciting, financial geek that I am!
Sometimes, being in a home-based or small business loses some momentum because you get distracted by things which aren't growing your business. One of those things are the state of your personal finances. Let's bring back that original glow of excitement so you can go on to reach your potential!
Since I am also in a small business, I want to make sure I manage my cash flow properly, and, along with this train of thought, what tax benefits I can take advantage of while I do business, among other things.
So what does this mean to you? Hmmm, you have a lot to do already and don't really have time to read all this stuff, right? Wrong!
You need to know your financial situation and how to safeguard your finances in any economy. You did enter into your home business to make money and not lose it, didn't you?
Here are a couple of great tips from PowerHomeBiz.com you can profit from in their blog on debt, tax benefits, cash management which you should be aware of: http://tinyurl.com/bz4us7. Get yourself on a financial gameplan so you can stay on track just like you plan that next campaign for the new product launch. Some wise man said, "If you fail to plan, you plan to fail".
While you need to understand some basics to be savvy on your personal finances, you should have the advice of a professional financial adviser - so you can concentrate on your business of creating a stable income.
Arm yourself with an understanding so you can make the right choice of who will do the best job for you!
In a later post, we have some tips on how you choose an adviser.
For now, we'll leave you with this thought: Use your time in the most efficient and effective way possible; leverage your time and delegate those things in which you are not efficient. Why spend your time doing things that don't make the income you'd lose doing it yourself?
Ta Ta for now!
Jax
Sometimes, being in a home-based or small business loses some momentum because you get distracted by things which aren't growing your business. One of those things are the state of your personal finances. Let's bring back that original glow of excitement so you can go on to reach your potential!
Since I am also in a small business, I want to make sure I manage my cash flow properly, and, along with this train of thought, what tax benefits I can take advantage of while I do business, among other things.
So what does this mean to you? Hmmm, you have a lot to do already and don't really have time to read all this stuff, right? Wrong!
You need to know your financial situation and how to safeguard your finances in any economy. You did enter into your home business to make money and not lose it, didn't you?
Here are a couple of great tips from PowerHomeBiz.com you can profit from in their blog on debt, tax benefits, cash management which you should be aware of: http://tinyurl.com/bz4us7. Get yourself on a financial gameplan so you can stay on track just like you plan that next campaign for the new product launch. Some wise man said, "If you fail to plan, you plan to fail".
While you need to understand some basics to be savvy on your personal finances, you should have the advice of a professional financial adviser - so you can concentrate on your business of creating a stable income.
Arm yourself with an understanding so you can make the right choice of who will do the best job for you!
In a later post, we have some tips on how you choose an adviser.
For now, we'll leave you with this thought: Use your time in the most efficient and effective way possible; leverage your time and delegate those things in which you are not efficient. Why spend your time doing things that don't make the income you'd lose doing it yourself?
Ta Ta for now!
Jax
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