Some things are guaranteed never to change and one of them is life!
No matter what we do, life continues to change and challenge our ability to keep up. I saw this news snippet last night & thought I would share it since I thought it would apply to many of us in the "Boomer" generation as well as those who have decided to create our own businesses: "Small Biz Owners Worry"
Not a lot of info nor any solutions; just enough to throw people into a panic: Don't panic! You've actually taken the best step towards being on track by having your own business. Thing is, there is no reason to panic at all. The economy and the marketplace always adjusts to the changes and challenges life poses for us.
I've been in the business of helping people, for a number of years, to resolve the challenge of whether you're on track for your retirement goals. By the way, one other thing that never changes is the ability of the business owner to reap some tax benefits!
So read the article with the understanding many small biz owners have the same concerns as you about the future while knowing all you need to do is reach out for the help!
You are the expert in your field, so, let the experts in retirement planning assist you with the proper tools to keep you at peak performance!
Thanks for sharing this moment! I look forward to any comments you'd like to share...TTFN!
Jax
Monday, April 27, 2009
Thursday, April 23, 2009
Social Media and Being Social
I'd really like to hear from others about their experiences on social networks, so I'll just start with my own!
Are you a social network-aholic on all the sites? Facebook, Twitter, FriendFeed, micro social networking sites, etc are all the newest thing and all are growing at great intensity. I am an admitted addict to Twitter! At first, it was Facebook until all the MLM'ers decided it was their video playground instead of using You Tube and My Space.
Personally, I love the interaction of thoughts, humor and genuine positive-ness Twitter provides. Some days, it's a sort of stream of consciousness; others there are specific things addressed.
For me, it's a great place to know what people are doing in the big wide world, learn new things, finding a place of common interests. With that said, I like to take it to the next level to reach out to those located in my local geographical area.
My philosophy is not to sell you anything other than who I am and my value to you as a person. I prefer to sell, if I must use "sell", my services once you know more about me and I know more about you. The saying "people don't care how much you know until they know how much you care" is one that resonates with me, as my service is of no value to you if you don't have a need for it. So, why should I push at you, thereby alienating you as someone I might really want to know genuinely as a friend?
I do want to really network with my new connections and know them as real people with real ideas and goals. Yes, we can get added value from our daily web interaction; wasn't that the real reason you joined in the streams of conversation on your preferred network? If so, cultivate the seed you've grown and appreciate the great people you've met!
It's clear many of us want to find more people to help us grow our business, further our causes or the ability to reaffirm our humanity. Even if your business or cause or needs can be done from the Internet without ever seeing another living person, isn't nice to go out and meet real people and establish your sincerity in knowing them?
That's enough of my ranting...what's your experience?
TTFN!
Jax
Are you a social network-aholic on all the sites? Facebook, Twitter, FriendFeed, micro social networking sites, etc are all the newest thing and all are growing at great intensity. I am an admitted addict to Twitter! At first, it was Facebook until all the MLM'ers decided it was their video playground instead of using You Tube and My Space.
Personally, I love the interaction of thoughts, humor and genuine positive-ness Twitter provides. Some days, it's a sort of stream of consciousness; others there are specific things addressed.
For me, it's a great place to know what people are doing in the big wide world, learn new things, finding a place of common interests. With that said, I like to take it to the next level to reach out to those located in my local geographical area.
My philosophy is not to sell you anything other than who I am and my value to you as a person. I prefer to sell, if I must use "sell", my services once you know more about me and I know more about you. The saying "people don't care how much you know until they know how much you care" is one that resonates with me, as my service is of no value to you if you don't have a need for it. So, why should I push at you, thereby alienating you as someone I might really want to know genuinely as a friend?
I do want to really network with my new connections and know them as real people with real ideas and goals. Yes, we can get added value from our daily web interaction; wasn't that the real reason you joined in the streams of conversation on your preferred network? If so, cultivate the seed you've grown and appreciate the great people you've met!
It's clear many of us want to find more people to help us grow our business, further our causes or the ability to reaffirm our humanity. Even if your business or cause or needs can be done from the Internet without ever seeing another living person, isn't nice to go out and meet real people and establish your sincerity in knowing them?
That's enough of my ranting...what's your experience?
TTFN!
Jax
Saturday, March 21, 2009
I'm In The Business of Finding A New Job!
Last post, I advocated Home Business and Business Ownership. And, then, you said, "I am not interested in being involved with that stuff! I need a salary, I like working for other people."
Cool beans! We need people to have that focus and perspective. It keeps business healthy and competitive!
However, you need one and you're facing a lot of competition in your field and the job market is just downright fierce! Grwwwl!!
Okay, I have a few tips to share with you on getting yourself in front of an interviewer. Most of what you read will be links to other sites for more info as I haven't been on the path of job searching for a while.
We could agree the first thing you need is the killer resume even before you make the connection, right?
Here's a great site: "You Need A Better Resume" [This] is the first website that allows you to create an Internet-based, media-rich resume, build and manage an online career portfolio, and securely share professional qualifications with your customers, partners, employers and colleagues. It’s EASY, FUN and FREE!"
Is free good? I think so; if it's free, then it's for me!
And, another post for getting that resume you just created in front of someone, from Lifehacker: "Top Ten Tools for Landing a Better Job" by Kevin Purdy (Feb. 21, 2009)
"From the first Google search to the last interview, you can boost your odds at landing a better job with the right preparation. Here are our ten best tools and tips for job-seekers and career climbers."
There are other things you can do to connect with people like using "Facebook" connections and network through friends and associates. Twitter has a community and a follower/friend for people searching for positions and, there are all kinds of events and support groups to help you meet people and network.
I hope some of this helps someone with their search
Cool beans! We need people to have that focus and perspective. It keeps business healthy and competitive!
However, you need one and you're facing a lot of competition in your field and the job market is just downright fierce! Grwwwl!!
Okay, I have a few tips to share with you on getting yourself in front of an interviewer. Most of what you read will be links to other sites for more info as I haven't been on the path of job searching for a while.
We could agree the first thing you need is the killer resume even before you make the connection, right?
Here's a great site: "You Need A Better Resume" [This] is the first website that allows you to create an Internet-based, media-rich resume, build and manage an online career portfolio, and securely share professional qualifications with your customers, partners, employers and colleagues. It’s EASY, FUN and FREE!"
Is free good? I think so; if it's free, then it's for me!
And, another post for getting that resume you just created in front of someone, from Lifehacker: "Top Ten Tools for Landing a Better Job" by Kevin Purdy (Feb. 21, 2009)
"From the first Google search to the last interview, you can boost your odds at landing a better job with the right preparation. Here are our ten best tools and tips for job-seekers and career climbers."
There are other things you can do to connect with people like using "Facebook" connections and network through friends and associates. Twitter has a community and a follower/friend for people searching for positions and, there are all kinds of events and support groups to help you meet people and network.
I hope some of this helps someone with their search
Need Another Income? Become A Business Owner!
It's the challenge of any economy, personal or global: where to generate enough money to pay for goods.
So, right now, in mainstream media, network marketing and MLM (multi-level marketing) opportunities have a new life! This is good for not only those in Home Businesses; it's great for the economy!
Here's just a few reasons why it's good for you:
1: You have an opportunity to earn income separate from your job. If something affects your salary, you have a back-up plan and if nothing happens, you have a spare tire to pump more cash into your future goals!
2: You can explore your passion for profit and interests and involve your family! Does your full time job allow you this freedom? If it does, that is wonderful! If not, you can use your skills and interests to build a legacy for your future and even pass it on to your children.
I have friends who love what they do in their job and build a business to fund their future!
3: This is a capitalistic society which rewards business ownership. The tax system in the US allows you greater options than regular wage-earners. It could change the amount of disposable income (cash you can use) you have available.
4: It makes the economy healthier to have people earning,spending and saving! Look at it this way...the more goods sold, the more times money exchanges hands, the more money companies have available to develop new technologies. It's the consumer that drives the markets.
I've been in my business for several years sharing my passion for building a business and helping other people build theirs. The opportunity to serve others while earning income for myself is one of the joys in my life. So much more fun than being a cubicle rat trying to reach the next promotion and hope a raise comes with it!
Robert Kiyosake, author of the "Rich Dad, Poor Dad" series of books, developed the Cash Flow Quadrant. The CFQ simplifies the transition from being the employee to becoming an investor. Having a system in place, allowing you to earn income, whether you are there or not, is the key to becoming financially secure.
Network Marketing/MLM is not about "getting rich quick". Rather, it is a way to better your lifestyle, provide you with more options, and possibly do something you always wanted to.
You can check out those opportunities, and, I can only speak for mine, online. Make sure you do your due diligence on whichever company you find interest in as you will have to make an investment in it. There are fees associated with most of the things we do in life; there are no free lunches.
However, contrasted with franchise ownership, "mom and pop" shops, restaurants and the like, these opportunities give you a greater potential for income, with more leverage of your time without the huge investment of capital.
These opportunities aren't for everyone. They are for you if you've ever said you want more:
More than you have now,
More than your current career will provide you or
You simply want to do something important to help other people
If you'd like to take a look at my business, you can check it out here: http://www.primerica.com/jlicurse. My business is helping people to understand the rules of money and to get more value for their income. You can leave a message there or you can email me directly: debtcure123@gmail.com.
I'd love to hear your comments!
TTFN~Jax
So, right now, in mainstream media, network marketing and MLM (multi-level marketing) opportunities have a new life! This is good for not only those in Home Businesses; it's great for the economy!
Here's just a few reasons why it's good for you:
1: You have an opportunity to earn income separate from your job. If something affects your salary, you have a back-up plan and if nothing happens, you have a spare tire to pump more cash into your future goals!
2: You can explore your passion for profit and interests and involve your family! Does your full time job allow you this freedom? If it does, that is wonderful! If not, you can use your skills and interests to build a legacy for your future and even pass it on to your children.
I have friends who love what they do in their job and build a business to fund their future!
3: This is a capitalistic society which rewards business ownership. The tax system in the US allows you greater options than regular wage-earners. It could change the amount of disposable income (cash you can use) you have available.
4: It makes the economy healthier to have people earning,spending and saving! Look at it this way...the more goods sold, the more times money exchanges hands, the more money companies have available to develop new technologies. It's the consumer that drives the markets.
I've been in my business for several years sharing my passion for building a business and helping other people build theirs. The opportunity to serve others while earning income for myself is one of the joys in my life. So much more fun than being a cubicle rat trying to reach the next promotion and hope a raise comes with it!
Robert Kiyosake, author of the "Rich Dad, Poor Dad" series of books, developed the Cash Flow Quadrant. The CFQ simplifies the transition from being the employee to becoming an investor. Having a system in place, allowing you to earn income, whether you are there or not, is the key to becoming financially secure.
Network Marketing/MLM is not about "getting rich quick". Rather, it is a way to better your lifestyle, provide you with more options, and possibly do something you always wanted to.
You can check out those opportunities, and, I can only speak for mine, online. Make sure you do your due diligence on whichever company you find interest in as you will have to make an investment in it. There are fees associated with most of the things we do in life; there are no free lunches.
However, contrasted with franchise ownership, "mom and pop" shops, restaurants and the like, these opportunities give you a greater potential for income, with more leverage of your time without the huge investment of capital.
These opportunities aren't for everyone. They are for you if you've ever said you want more:
More than you have now,
More than your current career will provide you or
You simply want to do something important to help other people
If you'd like to take a look at my business, you can check it out here: http://www.primerica.com/jlicurse. My business is helping people to understand the rules of money and to get more value for their income. You can leave a message there or you can email me directly: debtcure123@gmail.com.
I'd love to hear your comments!
TTFN~Jax
Wednesday, March 18, 2009
Congress is OK with spending your money...but not theirs!
Hmm...You're a business owner/entrepreneur working hard to provide a future for your family. How do you feel about that? I'll tell you from my point of view, it doesn't give me the warm fuzzies.
I'm kind of practical about money, no mirrors, no smoke, no BS. Just plain, simple organization now when I have time before the next tax return or tax payment is due. So, with this in mind, Spring 2009 is the best time for all of us to put together a solid plan to take advantage of the tax benefits. You'll have this year's info fresh on the things you can or would like to do better.
The point is to help you to put together a plan to identify ways in which you can save and benefit on your next return starting now with strategies that will pay off later as well.
Most of us took a hit in the market in retirement accounts, however, don't give up on the market! It's still going strong and the dollar is picking up strength. Now is the time to take advantage of the pretty nice discounts on Wall Street. Just be careful of what you choose. Get yourself a financial adviser and a team of professionals so you leverage your time wisely to make your first cool million! I can suggest an awesome and extremely cost effective way when you leave an email for me at http://www.primerica.com/jlicurse with your request for more information.
Please don't ignore the basic foundation of your life and your family. Just because you might today have a full-time income and an income stream from your business doesn't guarantee this will always be the case. Which means you may not have the benefits from an employer in the event of an unfortunate event.
So two questions:
-- Are you aware of how much cash you need to help you if you lose your position?
-- Are you aware of your family's income needs in case your income is lost due to death?
You will also need to protect those assets and wealth you've accumulated if you get ill and need to have nursing care or rehabilitative care.
Have you prepared for any kind of legal protection either personally or professionally? You may need to consider all these things as part of your plan for a comfortable future. But if you're giving all your cash to the government, you will have less to invest on your family's future!
Feel free to email me: debtcure123@gmail.com and ask any question you have. I can refer you to someone near your location to consult and with no fee. Remember, Together Everyone Achieves More!
TTFN! and Thanks for stopping by!
Jax
I'm kind of practical about money, no mirrors, no smoke, no BS. Just plain, simple organization now when I have time before the next tax return or tax payment is due. So, with this in mind, Spring 2009 is the best time for all of us to put together a solid plan to take advantage of the tax benefits. You'll have this year's info fresh on the things you can or would like to do better.
The point is to help you to put together a plan to identify ways in which you can save and benefit on your next return starting now with strategies that will pay off later as well.
Most of us took a hit in the market in retirement accounts, however, don't give up on the market! It's still going strong and the dollar is picking up strength. Now is the time to take advantage of the pretty nice discounts on Wall Street. Just be careful of what you choose. Get yourself a financial adviser and a team of professionals so you leverage your time wisely to make your first cool million! I can suggest an awesome and extremely cost effective way when you leave an email for me at http://www.primerica.com/jlicurse with your request for more information.
Please don't ignore the basic foundation of your life and your family. Just because you might today have a full-time income and an income stream from your business doesn't guarantee this will always be the case. Which means you may not have the benefits from an employer in the event of an unfortunate event.
So two questions:
-- Are you aware of how much cash you need to help you if you lose your position?
-- Are you aware of your family's income needs in case your income is lost due to death?
You will also need to protect those assets and wealth you've accumulated if you get ill and need to have nursing care or rehabilitative care.
Have you prepared for any kind of legal protection either personally or professionally? You may need to consider all these things as part of your plan for a comfortable future. But if you're giving all your cash to the government, you will have less to invest on your family's future!
Feel free to email me: debtcure123@gmail.com and ask any question you have. I can refer you to someone near your location to consult and with no fee. Remember, Together Everyone Achieves More!
TTFN! and Thanks for stopping by!
Jax
Monday, March 9, 2009
What We See Depends Mainly On What We Look For
Getting the Best Financial Coach on Your Team!
"What we see depends mainly on what we look for." M. Sloane, PhD
Yes, it is a strange way to start a blog post laying out some basics for finding your financial adviser, however, pretty appropriate when you take a look at what you want to change in your present. If your primary business is not financial services, you can better leverage your time by utilizing someone trained to coach you in your finances while you do what is most necessary to earn income. Sort of like going to the gym and trying to figure out where to start...You need a personal trainer to help you get the best results!
Just what do you need to know to make sure you have the right financial coach? A note here: the right person is a coach helping you and supporting to achieve the best result based on your needs, expectations and goals for your future!
You are a team working for you to help make the right decisions. You must be part of the process since it is your future we're talking about, ok?
The basics you look for should be on the following list, however, there are other more specific areas you should address when you sit down with them.
6 Basics for Choosing Your Financial Adviser
1 - The best way to determine the right person for you is on a referral from people you trust. The financial adviser's credibility relies upon the work they have done with someone who is influential in your life.
2 - Ask questions! If you don't ask questions, it is more difficult for them to fit the solution to your needs. If they don't understand your needs and goals, interview another until you do.
3 - Will they prepare a comprehensive plan for you, how much will it cost you and what is the process to implement the recommendations? It could cost you to obtain the plan, to implement the recommendations or to even to consult with the adviser.
4 - What is the level of transparency of the financial adviser? Do they give you full disclosure of all the services and products they offer you? Can you do due diligence of the company and check their track record through independent sources?
You want to be comfortable that the company has a reputation of note and you are able to contact someone to verify accounts.
5 - Make sure their specialty and your needs are the same! Every adviser doesn't have services in every area - ie, insurance, investments, mortgages, trust planning, etc. Get one that can serve as many of your needs as possible.
6 - Are you willing to take advice from this person whose job it is to coach you on your finances? No financial adviser can coach you well if you are not ready to take action or are resistant to change. We want our clients to be our friends and trust that we have your best interest at heart.
So these are just a few ideas to start off your search for the right person and right results.
I am always available to answer your questions if you need more help!
TTFN~
Jax
"What we see depends mainly on what we look for." M. Sloane, PhD
Yes, it is a strange way to start a blog post laying out some basics for finding your financial adviser, however, pretty appropriate when you take a look at what you want to change in your present. If your primary business is not financial services, you can better leverage your time by utilizing someone trained to coach you in your finances while you do what is most necessary to earn income. Sort of like going to the gym and trying to figure out where to start...You need a personal trainer to help you get the best results!
Just what do you need to know to make sure you have the right financial coach? A note here: the right person is a coach helping you and supporting to achieve the best result based on your needs, expectations and goals for your future!
You are a team working for you to help make the right decisions. You must be part of the process since it is your future we're talking about, ok?
The basics you look for should be on the following list, however, there are other more specific areas you should address when you sit down with them.
6 Basics for Choosing Your Financial Adviser
1 - The best way to determine the right person for you is on a referral from people you trust. The financial adviser's credibility relies upon the work they have done with someone who is influential in your life.
2 - Ask questions! If you don't ask questions, it is more difficult for them to fit the solution to your needs. If they don't understand your needs and goals, interview another until you do.
3 - Will they prepare a comprehensive plan for you, how much will it cost you and what is the process to implement the recommendations? It could cost you to obtain the plan, to implement the recommendations or to even to consult with the adviser.
4 - What is the level of transparency of the financial adviser? Do they give you full disclosure of all the services and products they offer you? Can you do due diligence of the company and check their track record through independent sources?
You want to be comfortable that the company has a reputation of note and you are able to contact someone to verify accounts.
5 - Make sure their specialty and your needs are the same! Every adviser doesn't have services in every area - ie, insurance, investments, mortgages, trust planning, etc. Get one that can serve as many of your needs as possible.
6 - Are you willing to take advice from this person whose job it is to coach you on your finances? No financial adviser can coach you well if you are not ready to take action or are resistant to change. We want our clients to be our friends and trust that we have your best interest at heart.
So these are just a few ideas to start off your search for the right person and right results.
I am always available to answer your questions if you need more help!
TTFN~
Jax
Friday, March 6, 2009
What's In A Name?
Hi!
Just dashing off a quick note about brands, names and recognition this morning!
As I usually do with my first cup of coffee of the day, I log onto to Twitter (I can enjoy two addictive behaviors at once) to see what's new and who doing what. Twitter is faster than any news service and there's only 140 characters in which to voice your views so no editorializing! Awesome!!
Getting back on topic, one of the first articles posted "Don't Be A Sleestack" http://tinyurl.com/bxcnxk
is about the choice of name you use on Twitter and how it can be viewed in a negative way keeping your identity masked for not-so-wonderful purposes.
Even though this may pose an occasional Twitter snub, what is truly most important is the fact that your brand and name recognition may be key to your presence in any setting. The only time I can think of when we deliberately attend a social function and want anonymity is at a masquerade party.
So, I've changed my Twitter name to @JaxLicurse and everything else remains the same.
My brand is still debt cures but I want to give you a real person behind the solution because it is about people and not about brands!
TTFN!
Jax
Just dashing off a quick note about brands, names and recognition this morning!
As I usually do with my first cup of coffee of the day, I log onto to Twitter (I can enjoy two addictive behaviors at once) to see what's new and who doing what. Twitter is faster than any news service and there's only 140 characters in which to voice your views so no editorializing! Awesome!!
Getting back on topic, one of the first articles posted "Don't Be A Sleestack" http://tinyurl.com/bxcnxk
is about the choice of name you use on Twitter and how it can be viewed in a negative way keeping your identity masked for not-so-wonderful purposes.
Even though this may pose an occasional Twitter snub, what is truly most important is the fact that your brand and name recognition may be key to your presence in any setting. The only time I can think of when we deliberately attend a social function and want anonymity is at a masquerade party.
So, I've changed my Twitter name to @JaxLicurse and everything else remains the same.
My brand is still debt cures but I want to give you a real person behind the solution because it is about people and not about brands!
TTFN!
Jax
Subscribe to:
Posts (Atom)
Posts
