Just saw this post and since it's holiday time and lots of people use computers for just about everything, I thought I'd say a little something.
I am admittedly a techno-idiot; what I can do on the computer is through the careful tutelage of my daughter, over the years, starting back to when she was in nursery school. So, if I know anything at all, it's because I've learned who to ask the right questions!
Now, with that said, I just read this about reliability of laptops and, of course, who doesn't want their money spent wisely? We want the best bang for the buck, so to speak, right?
It looks like Toshiba and Asus are head of the list on reliability, while some big names are very low on that list. Here's the article and I hope it helps someone make a great purchase and have an awesome experience: "1 in 3 laptops die in first three years".
Comments are always welcome and Happy Holidays!
Ta~Jax
Monday, November 23, 2009
Sunday, November 22, 2009
BUYER BEWARE!
Trick or Treat or is the Holiday Shopping Season?
Yes, it's that time of the year when we barely have the pool closed, the patio furniture stored away, the winter wear down from the attic and Christmas carols are playing in every mall.
With every budget affected in some way by current economic trends, just about every one of us is looking for the bargains to abound this holiday season, right? I know our family is looking to shop smart this year. We may forgo personal gifts and make donations to a couple of charities instead and do something for each other rather than buy an item to gift.
Well, I don't know if every family wants to change their gifting tradition but this year's Black Friday may become a bit more brutal than others. A new article suggests that holiday shoppers will basically get tricked into shopping in some stores. This is the trick: You get the ad for a fabulous price for that TV you've been eyeing and make plans to get up at 3 am to be on line Friday after Thanksgiving. What you didn't see was the fine print: "Quantities limited, only 3 per store, no rainchecks" .
If you are first on that line, you might get the treat, however, like the ads for kids' contests read "many will enter, only one will win."
For your reading pleasure, I've included the link in this post. Find out what people in the industry are saying about the dirty little secrets of "Black Friday Doorbusters".
As always, would love to hear any feedback anyone may have!
Wishing everyone, and their families, a truly fabulous Thanksgiving!
Ta~Jax
Yes, it's that time of the year when we barely have the pool closed, the patio furniture stored away, the winter wear down from the attic and Christmas carols are playing in every mall.
With every budget affected in some way by current economic trends, just about every one of us is looking for the bargains to abound this holiday season, right? I know our family is looking to shop smart this year. We may forgo personal gifts and make donations to a couple of charities instead and do something for each other rather than buy an item to gift.
Well, I don't know if every family wants to change their gifting tradition but this year's Black Friday may become a bit more brutal than others. A new article suggests that holiday shoppers will basically get tricked into shopping in some stores. This is the trick: You get the ad for a fabulous price for that TV you've been eyeing and make plans to get up at 3 am to be on line Friday after Thanksgiving. What you didn't see was the fine print: "Quantities limited, only 3 per store, no rainchecks" .
If you are first on that line, you might get the treat, however, like the ads for kids' contests read "many will enter, only one will win."
For your reading pleasure, I've included the link in this post. Find out what people in the industry are saying about the dirty little secrets of "Black Friday Doorbusters".
As always, would love to hear any feedback anyone may have!
Wishing everyone, and their families, a truly fabulous Thanksgiving!
Ta~Jax
Thursday, November 12, 2009
Relief from the $38 cup of Joe!
Consumers have spoken and have been heard!
Effective July 1, 2010 --- of course sooner would be better --- those annoying overdraft fees for small and unimportant purchases will not be covered by overdraft unless you "opt-in" to the overdraft program with your bank.
It's slightly better to have an option to decide whether you are prepared to pay an $30 extra for a $5 cup of coffee as opposed to being stuck paying that much when you thought you'd just simply be declined if the $5 wasn't available in your account!
Now, just remember, you are still accountable for your financial well-being, so if you do "opt-in" stay on top of your deposits and your payments. This new ruling DOES NOT cover important bills like car loan payments and mortgage payments.
I've given you the link here so you have the posted article for yourself: "Fed: banks need customer consent on overdraft fees"
As always, comments are welcome! Anything you'd like to say {Please be nice!} send it to debtcure123@gmail.com.
Ta~Jax
Effective July 1, 2010 --- of course sooner would be better --- those annoying overdraft fees for small and unimportant purchases will not be covered by overdraft unless you "opt-in" to the overdraft program with your bank.
It's slightly better to have an option to decide whether you are prepared to pay an $30 extra for a $5 cup of coffee as opposed to being stuck paying that much when you thought you'd just simply be declined if the $5 wasn't available in your account!
Now, just remember, you are still accountable for your financial well-being, so if you do "opt-in" stay on top of your deposits and your payments. This new ruling DOES NOT cover important bills like car loan payments and mortgage payments.
I've given you the link here so you have the posted article for yourself: "Fed: banks need customer consent on overdraft fees"
As always, comments are welcome! Anything you'd like to say {Please be nice!} send it to debtcure123@gmail.com.
Ta~Jax
Monday, November 2, 2009
Wow! What Will They Think Of Next?
Just read this little post of Yahoo! Finance and, boy oh boy! They keep finding new ways to stay in black while customers are still in the red!
Who is "they"? The banking industry...you know, the ones who are also charging debit card users and online banking users astronomical account fees to cover purchases and payment. Take a moment to read this article, if you please; I think it's important you know what's happening: "5 Evil Things Credit Card Companies Can Still Do".
This is what's happening - there is legislation that limits some of the fees and rates charges on existing balances, protections for new account holders and how often increases on rates can occur on older accounts. There are still late payment fees that will apply and any other action a bank may have to take on delinquent accounts.
But, in light of the legislation that has been signed into law, our friendly bankers will now be able to charge for not using your card in 12 months, for not carrying a minimum balance or even for not charging enough in a 12 month period!
This is outrageous! I think we don't really need the banks to tell us they want us broke anymore, do we? They have no interest in how you and I live as long as they can charge us for ridiculous and, in many ways, frivolous fees so they may make money.
Obviously, no amount of law-making is going to protect us from these guys so I think it's time we look to alternative ways to bank utilizing more local banks & credit unions since the top players are just going to keep abusing our relationship with them.
Let me know your feedback via email debtcure123@gmail.com
Who is "they"? The banking industry...you know, the ones who are also charging debit card users and online banking users astronomical account fees to cover purchases and payment. Take a moment to read this article, if you please; I think it's important you know what's happening: "5 Evil Things Credit Card Companies Can Still Do".
This is what's happening - there is legislation that limits some of the fees and rates charges on existing balances, protections for new account holders and how often increases on rates can occur on older accounts. There are still late payment fees that will apply and any other action a bank may have to take on delinquent accounts.
But, in light of the legislation that has been signed into law, our friendly bankers will now be able to charge for not using your card in 12 months, for not carrying a minimum balance or even for not charging enough in a 12 month period!
This is outrageous! I think we don't really need the banks to tell us they want us broke anymore, do we? They have no interest in how you and I live as long as they can charge us for ridiculous and, in many ways, frivolous fees so they may make money.
Obviously, no amount of law-making is going to protect us from these guys so I think it's time we look to alternative ways to bank utilizing more local banks & credit unions since the top players are just going to keep abusing our relationship with them.
Let me know your feedback via email debtcure123@gmail.com
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