Hahaha! No, silly, I don't think you're a fish! Not a fin but your Financial Independence Number...
Do you know what it is?
Do you know what amount of cash will allow you to live the lifestyle you are visualizing?
What are the things you need to do that will help you in your life and your business to get there to whatever that amount is...?
Let me ask you this...would you plan your vacation without a destination in mind?
So if you would give your two or three week vacation careful consideration, why wouldn't your LIFE be as important?
Consider how you get from NY to California...
Do you just start out in any direction and hope you'll eventually get there?
OR.. would you take out your map and see the right direction to go in order to get there from New York so you can enjoy being in California as soon as you can?
IS YOUR LIFE WORTH THE SAME CONSIDERATION AS A MERE VACATION OF A COUPLE OF DAYS?
If someone could help you plan YOUR LIFE the same way you plan your trips, to help you get the most of who you can be, do you think you would be worth it?
So, again, do you know what your Financial Independence Number is? If you don't know, who are you going to say is responsible for you not arriving at your DESIRED DESTINATION in YOUR LIFE?
If you want to take control and responsibility over your life, your family's life, your business...maybe it might be time to grab it by finding someone who can do a FIN calculation for you!
If you have a comment, question or you're ready to control your ship of fortune...email me, Jax, at debtcure123@gmail.com.
Oh and did I mention...we can give you a free map to your FIN with all the rest stops and detours outlined for you!
I think you might want to just stop on by and take care of your future like you would if it were your honeymoon...
TTFN ~ Jax
Monday, May 25, 2009
Saturday, May 2, 2009
Freedom Tag: How do you enjoy the state of being free?
I was invited to participate in freedom tag by my friend @BingFutch a few days ago. Wasn't really sure what it meant at first, but, I'm glad I took some time to understand it.
It's really a simple concept: Most of us do live free and express that freedom in many ways.
Here are the instructions:
When you’ve been tagged, create a blog or Facebook post in which you identify your 23 favorite ways to tap into your ever present sense of freedom, then tag 23 other people, including me, to do the same.
The suggestion is that we try something off everyone's list of freedom. Wouldn't it be great fun to do something you never thought of doing?
Here's my list of things:
It's really a simple concept: Most of us do live free and express that freedom in many ways.
Here are the instructions:
When you’ve been tagged, create a blog or Facebook post in which you identify your 23 favorite ways to tap into your ever present sense of freedom, then tag 23 other people, including me, to do the same.
The suggestion is that we try something off everyone's list of freedom. Wouldn't it be great fun to do something you never thought of doing?
Here's my list of things:
- The first morning promise of seeing the sunlight
- Having my daughter in my life and seeing life through her eyes
- The complete contentment of my dachshund after her morning romp and breakfast
- Sharing the laughter with a good friend over something you did that was so stupid you can't believe you did it
- Having a great meal with people you really care about and it wasn't really what you ate but the moments you shared
- Smiling at someone you just walked past who smiled back
- Late night conversations with a friend never yet met in real life discussing the possibilities of life
- Great music...understanding the passion, work, focus and love that makes music great
- The joy of Saturday morning to listen to my favorite comedy on National Public Radio
- Not having to commute to work...I only have to take a few steps to my "office"
- Watching the change of seasons from cycle to cycle
- Being able to make life more like a party and invite people to celebrate with me
- Learning how to connect with God
- Living through experiences and helping a friend live through a similar one
- Crying with a friend you love because you love them
- Reading...anything written that just speaks to you
- Remembering the past...everything that has happened made today
- Dreaming about the future and how tomorrow might change
- Wonder and joy at just being human...what would life be like if I weren't?
- Holding hands
- Walking in the rain
- Going to a familiar place by a new route
- Sleeping with a smile on my face :-))
Friday, May 1, 2009
Wondering If You Qualify for Loan Modification?
You've seen the headlines about the new legislation on the big financial meltdown which includes loan modification, right?
And, more than likely, like most of us, with the current headlines focused on health, no one has been keeping us up to date on how regular people are actually affected by the new laws. I, for one, want to know what's happening given the chance I may survive the swine flu.
Let's throw out a few facts* and I'll also share with you some ways to get help, ok? Great!
There are a few ways people are able to get help to relive their mortgage pressures. I'm going to be honest, some are are very desirable and others are not.
Let's start out with the bad news first: If you can't refinance, or qualify for the Loan Modification plan, your next best choice is to short sale your home. This, of course, is least desirable since you'd rather remain in your home. It is still better for you than having a foreclosure on your credit report and the possibility is that, if handled properly, you may get the mortgage satisfied with your bank.
Next best scenario, not the easiest though, is to do it yourself. It is a time-consuming effort but if you can save your home, lower your monthly mortgage payment, & save hundreds of thousands of dollars, wouldn't it be worth it to you and your family?
Here's a DIY resource you can check out: Loan Modifications On Your Own by Morgan, Blown Mortgageb blog. There are tips, manuals and videos to help you through the process of doing it yourself.
The best scenario: you have the ability to qualify for the loan modification (there are guidelines you have to meet for income & hardship) but you aren't able to negotiate with the bank. This leaves you with having to secure someone to act as your agent to speak with the bank or find a new one. Please Be Careful!! There are scams and lots of those who will charge you thousands or take the title to your home! Read everything before you hand money over to anyone or sign anything! This course of action will, of course have a fee attached to it, just don't go for the one that charges for the application. Try to work with a professional in your area you have a relationship with already, like the RE broker who sold you your home. Many RE professionals are qualified to help you or you can work with your financial services adviser who may also be qualified to assist.
I hope this helps someone with the desire and ability to stay in their home! It's good for the health of our families, our neighborhoods and our economy.
TTFN! ~ Jax
And, more than likely, like most of us, with the current headlines focused on health, no one has been keeping us up to date on how regular people are actually affected by the new laws. I, for one, want to know what's happening given the chance I may survive the swine flu.
Let's throw out a few facts* and I'll also share with you some ways to get help, ok? Great!
- In 2008, foreclosures increased 81% over 2007
- ALL 50 states are affected with Nevada, Florida, California, Arizona topping the list
- Did you know that for every foreclosed property in a neighborhood, surrounding property values decline as much as 9%
- Millions of homeowners who are CURRENT would like to refinance but can't due to lack of equity
- Millions are having challenges in making their mortgage payments due to a job loss, illness, crazy interest rate adjustments or other hardships
There are a few ways people are able to get help to relive their mortgage pressures. I'm going to be honest, some are are very desirable and others are not.
Let's start out with the bad news first: If you can't refinance, or qualify for the Loan Modification plan, your next best choice is to short sale your home. This, of course, is least desirable since you'd rather remain in your home. It is still better for you than having a foreclosure on your credit report and the possibility is that, if handled properly, you may get the mortgage satisfied with your bank.
Next best scenario, not the easiest though, is to do it yourself. It is a time-consuming effort but if you can save your home, lower your monthly mortgage payment, & save hundreds of thousands of dollars, wouldn't it be worth it to you and your family?
Here's a DIY resource you can check out: Loan Modifications On Your Own by Morgan, Blown Mortgageb blog. There are tips, manuals and videos to help you through the process of doing it yourself.
The best scenario: you have the ability to qualify for the loan modification (there are guidelines you have to meet for income & hardship) but you aren't able to negotiate with the bank. This leaves you with having to secure someone to act as your agent to speak with the bank or find a new one. Please Be Careful!! There are scams and lots of those who will charge you thousands or take the title to your home! Read everything before you hand money over to anyone or sign anything! This course of action will, of course have a fee attached to it, just don't go for the one that charges for the application. Try to work with a professional in your area you have a relationship with already, like the RE broker who sold you your home. Many RE professionals are qualified to help you or you can work with your financial services adviser who may also be qualified to assist.
I hope this helps someone with the desire and ability to stay in their home! It's good for the health of our families, our neighborhoods and our economy.
TTFN! ~ Jax
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